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256 pages

Asset Securitization, Theory and Practice

Creator: Joseph C. Hu | Business & Economics - 2011-06-01

Prior to the 19905, home equity loans were basically second mortgages and their annual originations were small. ... A hybrid mortgage combines the features of a fixed-rate mortgage with an adjustable-rate mortgage in that, for the first few ...

Publisher: John Wiley & Sons

About this book
Asset Securitization is intended for beginners and market professionals alike who are interested in learning about asset securitization—its concepts and practices. It is designed so that the readers will come away with a fundamental but comprehensive understanding of the asset securitization market. As such, the book aims to provide a review of the market's development, necessary framework, potential benefits, and detailed descriptions of major asset securitization products. Part I of the book, which consists of four chapters, will discuss the fundamental concepts, the funding efficiency, the market participants, and the potential benefits of asset securitization. An analysis of mortgage finance will be provided in Part II, which consists of six chapters that cover a variety of topics from the description of many different types of residential mortgages to the securitization of different types of residential mortgages, including the now infamous sub-prime mortgages. Also included are important topics, such as prepayments, cash flow structure, maturity and credit tranching, and the trading and relative value of the various mortgage-backed securities. The three chapters in Part III will explain the other major asset securitization products, such as commercial mortgage-backed securities, credit card receivable-backed securities, auto loan-backed securities, and collateralized bond obligations. Part IV has two chapters: one reviews the collapse and the potential recovery of the asset securitization market, and the other describes the asset securitization efforts in Japan, Australia, Taiwan, and China. Extensive tables and charts are presented to help illustrate a concept or describe a product. Neither analytical discussions nor investment strategies of the various asset-backed securities are included as they are not the focus of this book.

752 pages

Fixed Income Analysis

Creator: Barbara S. Petitt, Jerald E. Pinto, Wendy L. Pirie | Business & Economics - 2015-01-30

The determination of the new mortgage rate for an adjustable-rate mortgage ( ARM) at the reset date may be based on some ... and then becomes an adjustable rate after a specified initial term, the mortgage is referred to as a hybrid mortgage.

Publisher: John Wiley & Sons

About this book
The essential guide to fixed income portfolio management, from the experts at CFA Fixed Income Analysis is a new edition of Frank Fabozzi's Fixed Income Analysis, Second Edition that provides authoritative and up-to-date coverage of how investment professionals analyze and manage fixed income portfolios. With detailed information from CFA Institute, this guide contains comprehensive, example-driven presentations of all essential topics in the field to provide value for self-study, general reference, and classroom use. Readers are first introduced to the fundamental concepts of fixed income before continuing on to analysis of risk, asset-backed securities, term structure analysis, and a general framework for valuation that assumes no prior relevant background. The final section of the book consists of three readings that build the knowledge and skills needed to effectively manage fixed income portfolios, giving readers a real-world understanding of how the concepts discussed are practically applied in client-based scenarios. Part of the CFA Institute Investment series, this book provides a thorough exploration of fixed income analysis, clearly presented by experts in the field. Readers gain critical knowledge of underlying concepts, and gain the skills they need to translate theory into practice. Understand fixed income securities, markets, and valuation Master risk analysis and general valuation of fixed income securities Learn how fixed income securities are backed by pools of assets Explore the relationships between bond yields of different maturities Investment analysts, portfolio managers, individual and institutional investors and their advisors, and anyone with an interest in fixed income markets will appreciate this access to the best in professional quality information. For a deeper understanding of fixed income portfolio management practices, Fixed Income Analysis is a complete, essential resource.

360 pages

The Complete Idiot's Guide to Personal Finance in Your 40s and 50s

Creator: Sarah Young Fisher, Susan Shelly | Finance, Personal - 2003-02-05

The two most common types of mortgages are fixed rate and adjustable rate. Fixed-rate mortgages are those on which ... Some other types of mortgages include the following: Adding ◇ Hybrid mortgage. This kind of mortgage mixes fixed and ...

Publisher: Penguin

About this book
Sarah Young Fisher is the owner of Fisher Advisors, a financial planning firm in Lancaster, Pennsylvania. She is a certified financial planner, a chartered financial consultant with the American College in Bryn Mawr, Pennsylvania, and a certified financial services counselor. Fisher has managed the personal and financial portfolios for hundreds of clients. She is a co-author of Everything You Need to Know About Money and Investing: A Financial Expert Answers the 1001 Most Frequently Asked Questions About Money; The Complete Idiot's Guide to Personal Finance in Your 20s and 30s; and The Complete Idiot's Guide to Starting an Investment Club. She lives with her husband and two children in Lancaster, Pennsylvania. Susan Shelly is a freelance writer and researcher. A former newspaper reporter, she has written, co-written, or contributed to 20 books, including The Complete Idiot's Guide to Personal Finance in Your 20s and 30s; The Complete Idiot's Guide to Starting an Investment Club; and The Complete Idiot's Guide to Being an Entrepreneur. Shelly lives with her husband and two children in Shillington, Pennsylvania.

Adjustable Directory

Adjustable-Rate Mortgages - The Truth About
An adjustable-rate mortgage is a variable rate loan program that can change throughout the life of the loan.

5-1 Hybrid Adjustable-Rate Mortgage (5-1 Hybrid ARM)
An adjustable-rate mortgage (ARM) has an initial five-year fixed-interest rate. After this initial five-year period, the interest rate begins to adjust on an annual ...

What is an Adjustable Rate Mortgage (ARM)? definition and ...
Definition of Adjustable Rate Mortgage: ARM. A mortgage with an interest rate that may change, usually in response to changes in the Treasury Bill rate...

Adjustable Rate Mortgage Calculator
Calculator Rates Adjustable Rate Mortgage Calculator. Thinking of getting a variable rate loan? Use this tool to figure your expected monthly payments — before and ...

Freddie Mac Mortgage Market Survey Archive
Find weekly and monthly mortgage-rate data, from the current week back to 1971, when Freddie Mac's Primary Mortgage Market Survey® began.


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